Free tools to check a contractor's license, spot scams before they cost you, and get matched with a vetted, insured contractor near you.
Backed by a Licensed Insurance Agency
Contractors Choice Agency, since 2005
50-State Licensing Guidance
Direct links to your state's tools
$0 Cost, Zero Obligation
Every guide and match, always free
Most homeowners don't find out a contractor was unlicensed or uninsured until something has already gone wrong — and by then, the options for recourse are much thinner.
Botched jobs with no license to hold accountable, and homeowners insurance that may not cover the damage.
High-pressure door-knockers after a storm, gone with your deposit before the first shingle is laid.
Mid-job abandonment leaves a half-finished project and a homeowner stuck finding — and paying — someone new.
Four steps, five minutes, and you'll know more about a contractor than most homeowners ever bother to check.
Read the Full GuideConfirm it's active, matches the business name, and covers your project type.
General liability and workers' comp — ask for a certificate, not just their word.
Look past star ratings to how complaints were actually resolved.
Scope, price, timeline, and payment schedule — every job, no exceptions.
Every one of these has cost a real homeowner real money.
Shows up unannounced right after a storm, pressures a same-day signature.
Won't accept a check or card, or asks for payment via wire/gift cards.
"We'll sort out the details later" is a red flag, not a courtesy.
Asking for more than 30% down before any work starts.
Fly-by-night setups with an out-of-state phone number and no fixed office.
"This price is only good if you sign right now" is a manufactured deadline.
Most states run a free online license-lookup tool. We point you to the right one for your state and walk through what an active, valid license actually looks like.
Verify a LicenseA contractor saying "I'm insured" isn't proof. Learn what a certificate of insurance is, and how to confirm it's current and covers your job.
Verify InsuranceYou have more options than you think — from your state licensing board to small claims court. Here's exactly where to start.
Get Complaint ResourcesA few quick details — what you need done and your zip code.
With a vetted, insured contractor from the CCA network — no marketplace bidding war.
No obligation. You stay in control of the decision, every time.
Yes. Every guide, checklist, and resource on this site is free to use, with no signup required. If you choose to use our matching service, that's also free and comes with no obligation to hire anyone.
Contractors Choice Agency works directly with contractors as an insurance agency — every contractor in our matching network carries verified general liability coverage and, where applicable, workers' compensation. We check license status and insurance documentation before a match is made.
Start with our File a Complaint guide — it walks through documenting the issue, contacting your state licensing board, and escalating to the Better Business Bureau or your state attorney general's consumer protection office if needed.
No. Information you submit through our matching form is used only to connect you with a vetted contractor in our network. See our Privacy Policy for full details.
Contractors Choice Agency insures contractors for a living — we see firsthand what happens when homeowners hire uninsured or unlicensed help. This resource exists because the same vetting questions we ask contractors are the ones homeowners should be asking too.
Tell us about your project and we'll match you with a vetted, insured contractor — no cost, no obligation.